Apply for a small business financing loan
How do I apply for a Canada Small Business Financing Program loan?
The Canada Small Business Financing Program works through financial institutions. It supports eligible financing needs, while the lender assesses and decides the loan application. This is a loan program, not a grant.
Where to begin
- Review business eligibility and the permitted uses of financing; farming businesses use a different program.
- Prepare the business plan and financing request for a bank, credit union or caisse populaire.
- Apply directly through the financial institution and review its lending terms.
Before you open the official service
- Business plan
- Purpose of financing and relevant financial records
Keep your actual documents and account details off this website. Use the official service’s current checklist before applying.
What to check for your situation
Government risk sharing does not guarantee that a lender will approve an application. Other incentives and grants have separate programs.
Fees, processing times and document rules can change. This page helps you navigate; it does not confirm eligibility or replace the government’s instructions.
Official sources
Prepared by Active K Digital from the linked public guidance. Read our source approach.