Set up or change CRA direct deposit
How do I set up or change CRA direct deposit?
Use CRA My Account or a participating financial institution to set up or change CRA direct deposit. A mailed route is also available. CRA no longer accepts personal direct-deposit enrolment or changes by telephone.
Where to begin
- Confirm the payment is issued by CRA and obtain accurate Canadian account information privately.
- Use Individual account, Profile, Direct deposit, Edit in CRA My Account, or a participating institution’s service.
- If online options are unavailable, follow CRA’s mailed enrolment instructions.
- Keep the old account open until the first payment reaches the new account.
Before you open the official service
- Accurate information from your Canadian bank or credit union.
Keep your actual documents and account details off this website. Use the official service’s current checklist before applying.
What to check for your situation
Updating CRA does not update CPP, OAS or EI. Use those programs’ own direct-deposit instructions. This guide describes changing your own CRA payment details.
Fees, processing times and document rules can change. This page helps you navigate; it does not confirm eligibility or replace the government’s instructions.
Official sources
Prepared by Active K Digital from the linked public guidance. Read our source approach.