Open an RESP and request education benefits
How do I open an RESP and get education savings grants?
Open an RESP through a promoter and ask it to apply for the education benefits it offers. The plan type, beneficiary and available benefits matter; opening an RESP alone does not establish entitlement to every grant.
Where to begin
- Arrange a SIN for yourself and the beneficiary if needed.
- Compare individual, family and group plan conditions, fees and contribution commitments before choosing a promoter.
- Ask which federal and provincial benefits the promoter supports.
- Name the beneficiary and complete the benefit applications with the promoter.
- Confirm the plan and applications were processed, then keep contribution and benefit records.
Before you open the official service
- Beneficiary details supplied securely to the promoter.
- Plan terms and the applicable benefit eligibility information.
Keep your actual documents and account details off this website. Use the official service’s current checklist before applying.
What to check for your situation
A contribution is not required to receive the Canada Learning Bond. Other benefits have different conditions; grant and contribution limits apply across relevant plans.
Fees, processing times and document rules can change. This page helps you navigate; it does not confirm eligibility or replace the government’s instructions.
Official sources
Prepared by Active K Digital from the linked public guidance. Read our source approach.