Registered savings
Check contribution room, withdrawals and the different roles of RRSPs, TFSAs, FHSAs, RESPs and RRIFs.
Money, savings & borrowing
Understand registered savings, borrowing and credit using dated official sources. Choose a specific task for practical steps, then ask a follow-up on the guide.
Choose the right starting point
Loans, credit and debt
Understand borrowing costs, credit reports, personal loans, lines of credit and debt repayment options.
Buying or renewing a home
Compare mortgage steps, down payments, renewal and refinancing. Lender offers and individual qualification need their own assessment.
Related step-by-step guides
- Find federal benefits and support
- Find CRA payment options
- Make a complaint about your bank
- Open a bank account in Canada
- Report an unauthorized bank transaction
- Find an unclaimed Canadian bank balance
- Set up or change CRA direct deposit
- Check your RRSP contribution room
- Withdraw money from an RRSP
- Resolve an RRSP overcontribution
- Compare an RRSP and a TFSA
- Check TFSA room and replace withdrawals
- Open and contribute to an FHSA
- Use an FHSA to buy a home
- Use the RRSP Home Buyers’ Plan
- Open an RESP and request education benefits
- Move from an RRSP to retirement income
- Open an RDSP and apply for disability savings support
- Compare and apply for a personal loan
- Understand a personal line of credit
- Understand a home equity line of credit
- Prepare for mortgage qualification
- Renew a mortgage or switch lenders
- Refinance a mortgage and compare equity options
- Check mortgage prepayment and break costs
- Plan a down payment and mortgage insurance
- Compare debt consolidation options
- Get and check your credit report
- Check and pay personal tax instalments
- Report capital gains and investment sales
- Arrange a CRA payment plan
- Apply for student-loan repayment assistance
- Plan your retirement in Canada
- Get help when you cannot pay bills
- Plan buying a home in Canada
- Find help paying rent in British Columbia
Choose a province or territory
Regional directories help with tasks that are administered outside the federal government.